How to Apply for Undergraduate HELB Loan for the First Time

If you are a Kenyan student pursuing higher education, you may be eligible for financial assistance from the Higher Education Loans Board (HELB). HELB provides loans, bursaries, and scholarships to students enrolled in various institutions of higher learning in Kenya.

 If you are applying for HELB for the first time, the process can seem daunting and overwhelming.

However, with the right information and guidance, you can navigate the application process smoothly and increase your chances of getting approved. In this article, we will guide you through the steps of applying for HELB for the first time, so that you can access the financial assistance you need to pursue your academic dreams.

Note: This guide is for direct entry students pursuing their studies in Public or Chartered Private Universities 

How to Apply for HELB Loan for the First Time

To apply for an undergraduate HELB loan in Kenya, follow these steps:

1. Visit the HELB website at www.helb.co.ke and click on “create an account” to register on the Student Portal.
2. After registering, log in to the portal and select the appropriate Undergraduate First Time Loan Application Form [LAF].
3. Complete the Financial Literacy Program by reading the literature or watching the videos and participating in the brief exercise online.
4. Fill in the loan application form and print TWO copies of the duly filled Loan Application Form [Mandatory].
5. Have the forms filled, signed, and stamped by the relevant authorities.
6. Attach all required documents as per the checklist and present one copy of the duly filled Loan Application Form at any Huduma centers nearest to you or at the HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi.
7. Retain a complete copy of the Loan Application Form [Mandatory].

Requirements to Apply for HELB

• A copy of the Applicant’s national ID Card.
• Copies of the parents’ National ID Cards/death certificate where the parent is deceased.
• Copies of both guarantors’ National ID Cards.
• A copy of the applicant’s admission letter and KCSE result slip/certificate.
• A copy of the applicant’s Bank ATM/Bank card (for Government-sponsored students only).
• A copy of the applicant’s Smart Card from the institution.
• One recent colored passport size photograph of the applicant.

The Bottom line 

Ensure that you read, understand, and follow the instructions provided at the beginning of the online loan application process, including completing the HELB Financial Literacy Program.

Prudently manage your HELB loans once disbursed to cater for tuition, books, stationery, accommodation, and subsistence.